Welcome to the State Street Mortgage Loan Center! 

Where Technology Meets Understanding

Here you can use our online tools to learn more about home loans and research the different loan options designed to suit your needs and goals.

• Pre-Qualify  - with Instant Feedback
• Apply Now   - for a Formal Approval (BEST CHOICE)
• Calculators   * 6 to choose and reuse ... 24/7 *  

If completing an on-line application, fill out as much or as little information as you desire. Many of our customers find it easier to simply give us the information over the phone.

At any point, feel free to E-mail, call (815-899-0917) or Live Chat directly with one of our Mortgage Specialists regarding any questions you may have. 

Live Help by ZaZa Software

It is our job to personally assist you throughout the entire mortgage financing process.

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Buying a Home?  Be sure to visit our Home Buying FAQ page by clicking here:  Home Buying Information

Want to hear what past customers are saying?!  Click here for:  Testimonials

State Street Mortgage of Illinois - 2 Convenient Locations:

 Sycamore:  519 W. State Street (Route 64 / North Avenue @ Route 23), IL 60178
(815) 899-0917, Fax (815) 899-7647

Yorkville:  691 N. Bridge Street (Route 47 @ Route 34), IL 60560
(630) 882-8050, Fax (630) 882-8051

Email:   Info@baybridgesalem.com

 

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SSM RECENTLY CLOSED MORTGAGE EXAMPLES

State Street Mortgage is an Illinois Residential Mortgage Licensee, a direct mortgage lender, a HUD FHA approved lending institution, a Mortgage Broker and a professional member of the National Association of Mortgage Brokers, the Illinois Association of Mortgage Brokers, the DeKalb Area Association of Realtors, the Sycamore Chamber of Commerce, the DeKalb Chamber of Commerce and the DeKalb County Building and Development Association. State Street Mortgage professionals provide home purchase, home refinance and home debt consolidation mortgage loan financing in the entire state of Illinois. Staet Street Mortgage professionals assist relocating home buyer due to job transfer or employment relocation situations with luxury or executive or custom home financing. Our Sycamore DeKalb County home mortgage lending team works with area homebuyers and homeowners in the following areas: Sycamor 60178, De Kalb 60115, Cortland 60112, Elva, McGirr, McGir, Lee County, Ogle County, Creston 60113, Malta 60150, Esmond 60129, Monroe Center 61052, Boone County, Boon County, Irene 61016, Cherry Valley 61016, Clare 60111, Kirkland 60146, Kingston 60145, McHenry County, Mc Henry 60050 60051 60296 60297, McHenrey, Genoa 60135, Hampshire 60140, Burlington 60109, North Plato 60123, Plato Center 60170, Udina, Bowes, Lily Lake, Wasco 60183, Elburn 60119, La Fox, Virgil, Kaneville 60144, Maple Park 60151, Elburn 60119, Burlington 60109, Burlinton, Huntley 60142, Kane County, St Charles 60174, Saint Charles 60175, Batavia 60510, Geneva 60134, South Elgin 60177, Elgin 60120 60121 60123, Bartlett 60103, Bartlet, Carpentersville 60110, Marengo 60152, Woodstock 60098, Crystal Lake 60012 60039, Chrystal Lake 60014, Fox Lake 60020, Fox Valley 60597 60599, Harvard 60033, Rockford 61101 61102 61103 61104 61105 61106 61107 61108 61109 61110 61112 61114 61125 61126, Belvidere 61008, Belvider, Freeport 61032, Winnebago 61088, Winnetka 60093, Byron 61010, Oregon 61061, Dixon 61021, Polo 61064, Mendota 61342, Waterman 60556, South Beloit 61080, Machesney Park 61115, Cherrie Valley, and Davis Junction 61020 housing markets. Our Yorkville Kendall County mortgage office originates mortgage loans for Yourkville Yorkvile 60560, Kendall Kendal County, Kane County, North Aurora 60542, Aurora 60504 60505 60506 60507 60568 60572 60598, Naperville 60540 60563 60564 60565 60566 60567, Eola 60519, Montgomery 60538, Frontenac, Wolfs, Oswego 60543, Bristol 60512, Normantown , Plainfield 60544, Lily Cache, Caton Farm , Shorewood , Minooka 60447, Central, Lisbon, Lisbon Center, Kentland, Pavillion, Pavillian, Millhurst, Millbrook 60536, Newark 60541, Millington 60537, Plano 60545, Sandwich 60548, Little Rock, Big Rock 60511, Hinckley 60520, Hinckly, Lasalle, La Salle County, Franks, Somonauk 60552, Northville, Sheridan 60551, Catharine, Catherine, Serena 60549, Blakes, Norway, Mendota 61342, Paw Paw 61353, Amboy 61310, Lee 60530, Lee Center 61331, Waterman 60556, Ottawa 61350, Marseilles 61341, Morris 60450, Shorewood, Streator 61364, Channahon 60410, Chanahon, Joliet 60431 60432 60433 60434 60435 60436, Tinley Park 60477, Bollingbrook, Bolingbrook 60440, Dwight 60420, Bourbonnais 60914, Bourbonais and Kankakee 60901 cities zip codes and surrounding communities. We also provide mortgage loans and mortgage financing for Purchase Refinance Debt Consolidation loans in areas such as Glenview 60025 60026, Evanston 60201 60202 60203 60204 60208 60209, Big Rock 60511, Shabbona 60550, Kaneville 60144, Winnebago DuPage Cook Du Page Cherry Valley Loves Park 6111 61130 61131 61132, Elgin 60120 60121 60123, South Elgin 60177, Sleepy Hollow, Dundee 60118, Carpentersville 60110, Crystal Lake Kane Saint Charles Winfield 60190 Wheaton 60187 60189 and Downers Grove 60515 60516 as a wholesale mortgage bank money source striving for quality and choice on behalf of our mortgage customers. We offer mortgage lending products in the following categories: Purchase, 100%, 80/20, Interest Only, Conventional, Conforming, Fixed Rate, Adjustable Rate, Adjustible Rate, ARM, ARMs, Rural Development, Rural Developement, HUD, FHA Fannie Mae, Freddie Mac, FNMA, Purchase Gift Money, IHDA, VA, Veterans Affairs, Home Equity Lines of Credit, HELOC, HELOCs, Bank Turn Downs, Purchases, Buy, Sell, New Construction, End Loans, Bridge Loans, Refinance, Refinances, Debt Consolidation, Debt Consolidations, Government Insured, Hybrid Mortgages, Monthly Payment Option ARMs, Specialty Program, Specialty Programs, Jumbo, FREE Purchase Gift and Grant Money, 125% Mortgages, Investment Property Financing to 100%, Bank Decline, Bi-Weekly Accelerated Mortgage Payments, Biweekly Interest Saving option, Home Improvement, Lot Loans, Lot Loan, Single Family, Condos, Townhomes, Mulit-Unit, Mixed Use, Farmettes, Commercial, One Loan, One Mortgage, New Home, Refinancing, Streamline Refinance, Customized Refinance, Cash-out, Cash Out, Cashout, Reduce Time, Reduce Paperwork, Easy, Mortgages, Morgages, Fixed Rate, Balloon, First Mortgage, Second Mortgage, 1st Mortgage, 2nd Mortgage, Home Equity, Home Equity Line, No Closing Costs, No Cost, 0 Point, No Points, No Fee, No Fees, Money, Fast, Quick, Easy Money, Best Mortgage, Best Rate, Lowest Rate, Private Mortgage Insurance, PMI, Mortgage Insurance Premium, MIP, No Private Mortgage Insurance, No PMI, No MIP, Professional, Trustworthy, Trust, Recommended, Referred, Preferred, Specialist, FHLMC, Non-Conforming and Reverse Mortgages or a senior borrower reverse mortgage solution with monthly or lump sum payment options. State Street Mortgage Specialists are real estate business consultants for Realtors, Builders, Contractors, Buyers, Home Owners, Borrowers, Consumers, Brokers and Service Professionals seeking customer referral sources. We offer mortgage solutions for homes for sale by owner, FSBO home listings such as FSBODeKalbCounty.com, FSBODeKalbCo.com, FSBOKaneCounty.com, FSBOKendallCounty.com, FSBODupageCounty.com and many other users of direct seller to buyer real estate transactions as the lender for both the home seller and home owner. Our expertise of De Kalb Sycamore Yorkville Oswego Northern Illinois Realtor business with mortgage financing makes State Street Mortgage the consultant you want. Other professionals we work with include: Attorney’s, Attorney, Real Estate Insurance, Mortgage Services, Property Investment, Insurance Companies, Title Companies, Attorneys, Lawyers Home Inspection Services, Appraisal, Appraisals, Appraisors, Appraisers, homeowner insurance, homeowners insurance companies. In Partnership with Housing & Urban Development, HUD, Federal Housing Authority, FHA, United States Department of Agriculture, USDA, Rural Development, RD and Illinois Housing Development Association and IHDA. State Street Mortgage searches National and Local Banks and Mortgage Lenders on behalf of our customers to ensure the best possible financing is found for each of our borrowers. National Wholesale Banks and Mortgage Lenders we work with include ABN-AMRO, ABN-AMRO Mortgage, Lasalle Bank, American Mortgage Network, Downey Savings, Draper and Kramer, DK Funding, Equity Mortgage, GN Mortgage, Guaranty Bank, New Millennium Mortgage, Argent Mortgage, BNC Mortgage, Chase Mortgage, First Franklin Mortgage, Freemont Investment and Loan, Long Beach Mortgage, First Horizon, Chase, Fifth Third, 5/3, 53.com, 5th 3rd, Washington Mutual, Wells Fargo Home Mortgage, New Century Mortgage, MILA, Meritage Mortgage, Aames Home Loan, AmerUs Home Equity, Aurora Loan Services, Bank One, Citimortgage, Cole Taylor, Countrywide, First American, First Magnus, Flag Star, GB Home Equity, Home Equity of America, Homecomings Financial, HSBC, Homeside, InterFirst, Irwin Home Equity, LIRA Financial M&T, Provident Funding, RBMG, Standard Federal, Temple Inland, Universal Funding, World Savings, Argent, Banc Express, DM Lending, Emigrant Mortgage, Finance America, Financial Freedom, Leman Brothers, First Capital, Mortgage USA, Saxon Mortgage, Title West Mortgage, Union Federal, WMC, Freedom Mortgage, SouthStar Funding, , First Franklin, AmeriQuest, Town & Country, Town and Country, Decision One, Option One, Bestrate.com, Cole Taylor, GreenPoint, Green Point, EquiFirst, Accubanc, Mortgage.com, Interest.com, Ditech, Lending Tree, Lending Express, Coldwell Banker Mortgage, Century 21 Mortgage, Cendant Mortgage, US Bank, USbank, GMAC Mortgage, Citi, Citibank, E-loan, eloan.com, mortgageselect.com, Renaissance Mortgage Corp, Illinois Mortgage Associates, AAXA Discount Mortgage, IndyMac Bank Home Lending, Marquette Bank, MortgageExpo.com, LenderLab.com, Weirdloans.com, Local Banks and Mortgage Lenders we compliment include DeKalb County Credit Union, Illinois Community Credit Union, American National Bank of DeKalb County, American National Bank, American Bank, ANBDC, Castle Bank NA, Castle Mortgage, Fifth Third Bank, 5/3 Bank, National Bank & Trust, National City Bank, National City Mortgage, Old Second Bank, Kane County Bank, Resource Bank NA, Resource Mortgage, Belvidere Bank, Citizens First National Bank, Farmers State Bank, Union Bank, Waterman State Bank, Stillman Bank, FNB, Belvidere Bank, Old Second, Old 2nd Bancorp, O2, Maple Park Bank, LNB, American General, NABATCO, NB&T, National Bank and Trust of Sycamore, Associated Bank, Rock River Bank, Mt. Morris Savings, Lincoln Bank, Holcomb State Bank, Farmers & Traders, Citizens, Blackhawk State Bank, Farmers State Bank, Farmer State Bank, Earthmover Credit Union, Harris Bank, Oak Brook Bank, TCF Bank, TCF Mortgage, Yorkville National Bank, Merrill Lynch, Primerica Financial Services, Benchmark Bank, American Bank & Trust Mortgage, Aurora Burlington Credit Union, Burling Bank & Mortgage, Capital Bancorp Financial Services, Citizens First National Bank, First Choice Bank, Mid America Bank and Union Bank. State Street Mortgage is a local alternative to National Brokers such as Charles Schwab, Edward Jones, EdwardJones, H&R Block Premium, H & R Block Mortgage, Security Finance, Wachovia Securities, State Farm Mortgage and American Home Mortgage. State Street Mortgage strives to offer superior service to other Local Mortgage Brokers such as Patt Hermann Mortgage, Maywood Mortgage, Countrywide Home Loans, Simplicity Mortgage, Source One Mortgage, Source 1 Mortgage, Cherry Mortgage, Cherry Creek Mortgage, Hartland Financial, Hartland Mortgage, Maple Park Mortgage, American General Financial Servcies, State Street Mortgage & Loan Company, State Street Mortgage & Loan Company, Allied Home Mortgage Capital, GSF Mortgage , RBC Mortgage, Citifinancial, Bay Mortgage, Hometown Mortgage, Mid-America Creative Mortgage, Silver Mortgage Bancorp, First Centennial Mortgage, TBC Mortgage, Compass Mortgage, State Street Mortgage and Financial Services Springfield Illinois IL, Executive Mortgage Corp, First Home Mortgage Corp., Legacy Mortgage, Metro Source Financial Group, Platinum Home Mortgage, Residential Loan Center of America, US Bank Home Mortgage, Park West Mortgage and Sterling Home Mortgage. State Street Mortgage works closing with area Realtors and Real Estate Brokers to provide their home buyers with the best mortgage financing while ensuring home sellers can sell their home to a financial secure buyer. We work closing with a diverse group of Realters including members of the Aurora Tri-County Association of Realtors, Belvidere Board of Realtors, Chicago Association of Realtors, Fox Valley Association of Realtors, Illinois Association of Realtors, Kankakee County Association of Realtors, Lee County Area Association of Realtors, Livingston Country Board of Realtors, Logan County Board of Realtors, McHenry County Association of Realtors, North Shore Barrington Association of Realtors, Oak Park Board of Realtors, Realtors Association of NorthWest Chicagoland, Realtor Association of West South Suburban, Rockford Area Association of Realtors, Sauk Valley Association of Realtors, Three Rivers Association of Realtors, West Towns Board of Realtors, Capital Area Association of Realtors, Iroquois Ford Association of Realtors and the Freeport Galena Association of Realtors. Individual privately owned and operated offices and their staffs include Adolph Miller Real Estate, Milner & Associates, Kettley & Company Realtors, Betsy Nelson, Scott Merchant, Deanna Merchant, Century 21 Elsner Realty, Diane Hammon, Bridgett Gilmore, Sandy Fiddler, Katie Morsch, Peggy Ireton, Patty Hamer, Susie Allen, Maria Pena Graham, Pat Elsner, Gayle Wuori, Dennis Maakestad, Suzi Warner, Sue Elsner, Jim Read, Matt Schmitt, Coldwell Banker Primus Realty, Laura Brown, Mary Coulter, Ruth Ranieri, Tony Young, Nancy Watson, NancyWatsonHomes.com, Mary Short, Linda Smith, ERA Elite Realtors, Rorry Heide, Tom Skora, Jana Whelan, Lynn Brown, Kelly Miller, Hoffman Realty, Trademark Properies, Joline Suchy, McCabe Realtors, Nedra Ericson, Nedra Ericson-Huntress, Sharon Rhoades, Cheryl Countryman, Jerry Wahlstrom, REMAX Gold, RE/MAX Gold, Jeff Rainwater, Nancy Marshall, Jacki McLaughlin, Karyn Dulin, Richoz-Sullivan, Richoz Sullivan Real Estate, Signature Real Estate, Jayne Menne, Rachael Alvarez, Century 21 New Heritage II, Coldwell Banker Residential Brokerage, Remax Excels, RE/MAX Excels, Prudential Doss Real Estate, Carpenter Realty, Century 21 Watson, Crown Point Realty, CrownPoint, DeKalb Realty, Sycamore Realty, Betsy Smith Realtors, DeKalb Area Association of Realtors, Elm Street Realtors, Nancy Edwards, Diana Morrasy, Barb Larson, Guio Realty, Pittsley Realty, Sally Pittsley, Century 21 Area, Coldwell Banker May, Hayden Real Estate, Myle Stone Realty, One-Stop Realty, One Stop Realty, Remax Rock Valley East, RE/MAX Rock Valley, Rochelle Realty, Remax Classic, RE/MAX Classic, Margy Hill, Century 21 Country North, Gambino Realtors, Baird & Warner, Baird Warner Real Estate, Home Town Realty, Vickie West, HomeTown Realty, Prairiefield Realty, Bradford Real Estate, ERA Tuscany Realty, Inland Real Estate, Midwest Executives, Remax Great American, RE/MAX Great American II, Remax Affiliates, RE/MAX Affiliates, Coldwell Banker Honig-Bell, Honig Bell, Remax Great American, Realty Executives Success, Legacy Real Estate, Century 21 Lemar Realty, McNamara Realty, RE/MAX Great American, Connie Graham Real Estate, Remax Way, RE/MAX Way, John Greene Realty, Weis Real Estate, Valencia Valley Class, Amalia’s Realty, 1st Choice GMAC, First Choice GMAC, Dream Works Realty, Liberty Park Realty, 2c Realtor, Buss Realty, Drake Realty, Platinum Real Estate Provessionals, Remax Town & Country, RE/MAX Town & Country and Century 21 Mohler Realty. We are a proud member of the DeKalb County Building and Development Association that represents fine developers such as Brian Grainger Construction, Ken Spears Construction, Anthony Homes, DeKalb Associates, Eagle Homes, Gardens of River Mist, L & S of DeKalb, Lennar Homes, Orgler Homes, American Homes, Kennedy Homes, Summit Homes, Weydert Homes, Wiseman-Hughes, Wiseman Hughes Enterprises, Briody Enterprises, Ivan Krpan Construction, Neumann Homes, Joe Heyob Construction, Ken Nelson Construction, Airport North LLC, Blackhawk Builders, B & B Enterprises, Elmer Larson LLC, Northwest Property Consultants, Richard Hoffman Development, Mark Suchy, Rood Development, Rood Construction, Ringland-Johnson, Landahl, AMG Homes, C/L Design Build, Cardinal Homes, Concord Homes, HRM Properties & Development, Land Developer, McCue Builders, Moser Enterprises, Prestige Properties Consultants, Richard Marker Associates, Wernsman Builders, Montalbano Homes, Alexander Homes, Lakewood Homes, Centex Homes, Kirk Homes, A good real estate attorney is essential in a buy sell transaction and some of the better area Attorneys include Boyle Cordes, Witheft & Brown, Cliffe Foster Corneille & Buick, Cebula Law Offices, Cosentino Law Firm, Gallagher & Slingerland, Smith Tucker & Brown, Klein Stoddard Buck & Waller, Charles Rose, Richard Turner, Daniel Kramer, Gregg Ingemunson, Joseph Fahey, Thomas Grant, Melissa Anne Maye, Pilmer & Barnhart, Homeowner hazard Insurance must accompany all real estate transactions and some of the better sources include Country Companies Insurance & Financial Services, American Carlstrom Insurance, Crum Halsted Insurance Agency, Munson Insurance, Pardridge Insurance, State Farm Insurance, Caywood & Associates, Horton Insurance, Van Riper Insurance Agency, All new mortgage financing requires a Title Insurance policy most often provided by tile companies such as American Title Guaranty, Chicago Title, Fox Title, Law Title, First American Title, Ticor Title, Northwestern Title, H.B. Wilkinson Title, Rockford Title, First American Title, Stewert Title, Stewart Title, Our mortgage office can also highly recommend many complementary home Service Providers to our mortgage borrowers from home service professionals like Kishwaukee Electric, Mascal Electric, Virgil Cook & Son, Elliott & Wood, DeKalb Mechanical, Kallal’s Sheet Metal, One Hour Heating & Air Conditioning, Theisen Roofing & Siding, Illini Security Systems, Floit Sand & Gravel, Floor to Ceiling Store, G&R Plumbing & Heating, Service Now Plumbing, ServiceNow Plumbing, Stock Building Supply, G&G Electric, Dahlquist Heating & Cooling, Carpetland USA, Door & Window Super Store, Arrow Exteriors, Midwest Concrete Cutting, Alexander Lumbar, Stock Lumber, Lowes Home Improvement, Home Depot, Manards, Artlip & Sons, Beery Heating & Cooling, L.A Genovesi Carpenter Contractors, Martin Plumbing & Heating, Premier Electrical Services, C & C Home Inspections, HomeTeam Inspections, Prestamista De Hipoteca. Corredor De Hipoteca. Hablamos Español. El español está disponible. Si Habla En Español. Latino. Recepción del americano mejicano y central. Prestamos para casas de Illinois MiCasaPrestamos .com . Intereses de Hipoteca han bajado. Haz clic aqui y refinancie ahora! See our advertisements in the Verizon Yellow Pages Directory, the McLeod Yellow Book, the Home HomePages, the DeKalb Daily Chronicle, the Kane County Chronicle, The Midweek, the DeKalb County News, Our Town free maps, the Kendall County Record, DeKalb Jewel shopping carts, the DeKalb based Signature Real Estate homes guide and our sister web sites located at www.HomeMortgageIllinois.com, www.MyHomeMortgage.org, www.DeKalbCountyHomesForSale.com, www.KaneCountyHomesForSale.com, www.KendallCountyHomesForSale.com, www.DupageCountyHomeForSale.com and www.BillClanton.com. As always we look forward to seeing you in the Sycamore Pumpkin Festival Pumpkin Parade the last Sunday of every October on our State Street Mortgage mini choppers motorcycle mini-chopper motorcycles and go-carts and with our State Street Mortgage popcorn machine during the annual DeKalb Home Show at Southe Pointe Centre or South Point Center banquet facility on Gurler Road in Dekalb. Be sure to visit our main web site of www.baybridgesalem.com to take advantage of the following Free services; Daily mortgage rates from 200 objectively surveyed lenders; our FREE Mortgage Market Guide Weekly which includes market news including timely information with a financial Week in Review, a mortgage Forecast for the Week and an Economic Indicator Calendar; our exclusive Loan Center with five 5 mortgage calculators including a Monthly Payment Calculator, a Payment Amortization Schedule calculator, an Extra Payment calculator, a How Much Can I Afford purchase calculator and a How Much Can I Borrow mortgage calculator along with the on-line ability to Pre-Qualify or Apply for a mortgage while making a request to have a State Street Mortgage Specialist contact you directly; our interactive Loan Center with a VeriSign secure on-line mortgage application; a Mortgage Products description page with detailed mortgage loan explanations; an About Us / Meet Our Team page with personal information about each of our Mortgage Specialists; our Frequently Asked Questions FAQ page which addresses reoccurring mortgage questions in an easy to understand format; a specific Home Buying Information Page with a great collection of information for first time and veteran homebuyers alike, a Testimonials page to review what past customers have to say about our mortgage services; and a Resources page with contact information and links to other professional services and information including Homes for Sale, Proven Trusted Realtors, Quality New Home Builders, Real Estate Attorneys, Appraisal Services, Home Inspection Services, Home Repair, Home Services and other Helpful Services & Sites such as local school districts, local health care providers and much, much more … we sincerely Thank You for your visit!